Saving Money https://www.luxuryhomedigest.com/category/money/saving-money/ Luxury Homes, Lifestyle and Travel Fri, 13 Sep 2024 12:20:45 +0000 en-US hourly 1 Natural Constructions: Saving Money on Your Wood Building https://www.luxuryhomedigest.com/2024/09/13/natural-constructions-saving-money-on-your-wood-building/ https://www.luxuryhomedigest.com/2024/09/13/natural-constructions-saving-money-on-your-wood-building/#respond Fri, 13 Sep 2024 12:20:38 +0000 https://www.luxuryhomedigest.com/?p=4839 The great thing about wood buildings is that they're so customizable. However, it's important to have a design plan in place so that you don't go over budget.

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An older man wearing a jacket and jeans kneeling down with a power tool while working on a wooden building.

Building a home or structure with wood can be a costly endeavor. But what if you could realize your vision without breaking the bank?

By leveraging these key strategies, you can save money on your wood building while still achieving a beautiful and durable structure. Let’s get started creating a stunning wood building that stands the test of time!

Choosing the Right Wood

When selecting wood for your building, it’s essential to consider both cost and sustainability. Opt for locally available species to minimize transportation costs and support local economies. Native species are also more likely to be well-suited to your local climate and conditions. Additionally, look for wood that’s been harvested sustainably and responsibly to ensure your building materials do not contribute to deforestation or habitat loss.

Designing for Efficiency

Efficient design is crucial for saving money on your wood building. Consider a compact, functional layout that minimizes wasted space. Smaller buildings require less material and labor, reducing overall costs. Proper insulation and ventilation are also essential for maintaining energy efficiency and comfort. Simple shapes and forms are easier and more cost-effective to construct, making them ideal for natural constructions.

Building With Simplicity

Simplicity is a core principle of natural constructions. By focusing on straightforward, practical designs, you can minimize the complexity and cost of your project. Simple structures are easier and faster to build, requiring less labor and fewer materials. Clean lines, open spaces, and natural light can create a beautiful and inviting environment without the need for costly embellishments.

Adhering to Building Codes and Regulations

Compliance with local building codes and regulations is crucial for ensuring the safety and legality of your project. Research the requirements in your area and obtain any necessary permits before beginning construction. Building codes may dictate specific materials, construction methods, and design elements, so it’s essential to be informed and prepared. Working with a knowledgeable architect or builder can help ensure your project meets all necessary requirements.

DIY vs. Hiring Professionals

One of the most significant factors in determining the cost of your natural construction project is labor. While hiring professionals can ensure high-quality work and adherence to building codes, it can also be expensive. On the other hand, taking a DIY approach can save money but may require a significant time investment and a steep learning curve. However, if you do go the DIY route, you can often find discounted wood buildings that meet your needs without having to build a structure from scratch.

Achieve the Structure You Want for Less

Wood buildings are a great way to save money while achieving the structure you want. With these tips, you can create a stunning and sustainable wood building that meets your needs and budget. Start your natural construction project today and discover the unique possibilities for yourself!

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4 Ways To Make Your Home More Energy Efficient https://www.luxuryhomedigest.com/2022/06/17/4-ways-to-make-your-home-more-energy-efficient/ https://www.luxuryhomedigest.com/2022/06/17/4-ways-to-make-your-home-more-energy-efficient/#respond Fri, 17 Jun 2022 22:23:13 +0000 https://www.luxuryhomedigest.com/?p=3118 Keep your home energy efficient to help the environment and your wallet. Following these simple tips today will make your home more sustainable in the long run.

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4 Ways To Make Your Home More Energy Efficient

Living a sustainable life is easier than ever these days. In fact, there are many changes you can make to your home that will not only help you live more sustainably but also save money on monthly utility bills. Here are some simple ways to make your home more energy efficient:

Change Your Light Bulbs

There are a number of ways to reduce your energy use, but one of the easiest is switching from incandescent to LED bulbs. LEDs are more efficient than their predecessors, using less energy than traditional bulbs, and they also last longer. That means fewer replacements, which saves you time and money. They’re better for the environment and for your wallet.

Use Motion Sensors

Using motion sensors is a great way to automate your home’s utilities. Motion detectors are small devices that are easily installed onto existing outlets or lights. They’ll automatically turn on the lights when someone walks into the room. You can even attach them to other electrical items such as heating and cooling systems or use them in conjunction with your home’s security system. They’re just about everywhere these days, and installing them is one easy way you can save money on energy bills while making your life easier at the same time.

Upgrade to a Metal Roof

Despite the common misconceptions about metal roofs, metal is a great choice for any homeowner interested in making their home more energy efficient. In addition to being durable and lasting significantly longer than traditional shingles, metal roofs also offer many other benefits, such as low maintenance costs and better energy efficiency. Metal roofs reflect heat, keeping your home cooler during the summer months without using extra electricity. They also reduce AC bills by keeping the inside temperature cool when it’s hot outside, which means you won’t have to use as much power to cool down your house.

Use a Smart Thermostat

You can also use a smart thermostat to control heating and cooling more efficiently. Some of these devices use sensors to learn your habits and adjust the temperature accordingly. You can control others through an app on your smartphone or tablet. Automating your heating and cooling can make a huge difference in your utility bill and reduce unnecessary use of air conditioning or heating.

Many people think that making their homes more energy efficient is difficult, time consuming, and expensive. But the truth is that there are many easy things you can do to make your home more energy efficient. And some may even save you money!

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Luxury of Quick Kitchen Remodel https://www.luxuryhomedigest.com/2019/10/09/luxury-of-quick-kitchen-remodel/ https://www.luxuryhomedigest.com/2019/10/09/luxury-of-quick-kitchen-remodel/#respond Wed, 09 Oct 2019 01:31:52 +0000 http://www.luxuryhomedigest.com/?p=2846 5 Awesome Kitchen Renovation Ideas to Design Your Dream Kitchen   Are you planning a kitchen remodel? If yes, you may know that it is a time-consuming process and may prove challenging if you are running short on ideas. Here are 5 practical ideas to inspire you to design your dream kitchen. You don’t have to shell out a lot of money for a kitchen renovation – all you need...

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Kitchen Remodel5 Awesome Kitchen Renovation Ideas to Design Your Dream Kitchen

 

Are you planning a kitchen remodel? If yes, you may know that it is a time-consuming process and may prove challenging if you are running short on ideas. Here are 5 practical ideas to inspire you to design your dream kitchen. You don’t have to shell out a lot of money for a kitchen renovation – all you need is some creativity. 

 

However, make sure you call a pest and cockroach exterminator before you start the kitchen remodel, as one pest can start a nuisance. 

 

5 Ideas to Transform Your Kitchen

  • Cabinet Magic 

Cabinets take the most amount of kitchen space, so make sure they add a ton of personality and drama. You can consider two-tone cabinets where you have complementary colors for walls and cabinets.

If you are interested in a sophisticated look, opt for high-gloss cabinets. Their smoothness and shine will add a factor of classiness in the kitchen. 

Before you install the cabinets, make sure you call residential pest control to get a cockroach control done. Pests like cockroaches multiply quickly and can infest the entire kitchen in no time. Buy cabinets whose doors close tightly because cabinets are one of the first places pests like to hide. This is an ideal time to improve upon cabinet functionality during your kitchen remodel–and should not add much to your total cost.

  • Creative ‘Sink’ing

Think you have to stick to the regular, boring sink in the kitchen? Not anymore. The common farmhouse sinks are becoming history as unique sinks are making a loud statement. 

You can now select sinks that have intricate designs and are made from unexpected materials. Some sinks even boast beautiful ornate fixtures to add style to your kitchen remodel. 

Covered kitchen sinks are also gaining popularity. You can slide and cover the sinks and add more prep and counter space instantly. They can make your kitchen look clean even if you have a sink full of dirty dishes because the covered sink conceals the dishes. 

  • Light the‘Wow’Up

The right kind of lighting can completely change the way your kitchen can look and feel. You can experiment with the brightness of the bulb or use an interesting lighting fixture to elevate the wow factor of the kitchen.

Pieces like pendant lights add ample light to the space while creating a bold statement. The right lighting can tie the whole room together or stand out amazingly.

  • Add Personalities of the Wallpapers 

Wallpapers are a simple way to give your kitchen a brand new look. You can choose a floral print, vintage-inspired or an abstract-print, depending on what you prefer. Look for patterns that will blend in with the existing interiors. If you want to choose a colored wallpaper with no print, choose a color that is a contrast to the rest of the kitchen.

  • Touch of Green

A bit of greenery will be like a breath of fresh air in the kitchen. Just place some potted plants on the floor or put some flowers on the countertops or the kitchen island. You can even have a small vertical herb garden in the kitchen. The greenery and pop of colors of the flowers will liven up the place. 

Before you start renovating the kitchen, you must get pest control done and check for cockroach infestations. Renovating a kitchen is not an easy task and it may all go to waste if there is a pest infestation. Consult an experienced pest management company to inspect your house

 

Author Bio:

When people find their homes and offices infested with pests, it is not uncommon for them to panic. Raymond Web has taken the task to educate people on pest prevention and control strategies helping them keep their surroundings healthy, safe and pest-free. Being the digital marketing manager for Take Care Termite and Pest Control, in Tracy, CA, he has in-depth understanding of people and their pain points due to pests, which he efficiently uses in his content to educate people and add value to their lives.

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Obamacare and Mortgages https://www.luxuryhomedigest.com/2014/01/03/obamacare-and-mortgages/ https://www.luxuryhomedigest.com/2014/01/03/obamacare-and-mortgages/#comments Fri, 03 Jan 2014 04:07:57 +0000 http://www.luxuryhomedigest.com/?p=1285 by Roberta Murphy This blog is supposed to be about luxury, but lately I’ve been wondering about other things: Like, will health insurance costs become a consideration in qualifying for a mortgage or refinance? Currently, health care costs are not a real consideration when lenders are considering one’s ability to pay for a mortgage. Was this another unintended consequence of Obamacare and the Affordable Healthcare Act? We have several clients...

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Obamacare and Mortgages
Obamacare and Mortgages

by Roberta Murphy

This blog is supposed to be about luxury, but lately I’ve been wondering about other things: Like, will health insurance costs become a consideration in qualifying for a mortgage or refinance?

Currently, health care costs are not a real consideration when lenders are considering one’s ability to pay for a mortgage.

Was this another unintended consequence of Obamacare and the Affordable Healthcare Act? We have several clients whose health care costs have gone from $300-$400 per month to well over $1000–and even far more.

Health insurance costs are not a qualifying factor when qualifying a buyer for a mortgage–even when health care coverage may exceed current rent and mortgage levels. Credit card bills, however, can make or break a mortgage deal–even if payments are half or less of one’s rent or current mortgage payment.

Just a consideration, but if a mortgage or refinance is in the works this year, you might consider pulling the trigger and get a mortgage with a rate we might not see again in this lifetime.  And this might especially be true if you have experienced a sharp spike in your health insurance costs. We are advising clients to buy or refinance before mortgage companies realize that these premiums are likely to be fixed costs, just as pressing as any credit card payments.

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The Luxury of a Senior Discount https://www.luxuryhomedigest.com/2013/05/22/senior-discount/ https://www.luxuryhomedigest.com/2013/05/22/senior-discount/#comments Wed, 22 May 2013 13:55:57 +0000 http://www.luxuryhomedigest.com/?p=1200 Who doesn’t like a discount when stepping out? Below is a long list of restaurants, stores, grocery chains, airlines , hotels and car rental agencies that offer senior discounts–with minimum qualifying ages ranging from 50 to 65. Many of these discounts are not published or advertised, so you must ask for them. Please print or save this link for future reference, and if you have any corrections or additons, please...

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Senior Discounts
Discounts for Baby Boomers

Who doesn’t like a discount when stepping out?

Below is a long list of restaurants, stores, grocery chains, airlines , hotels and car rental agencies that offer senior discounts–with minimum qualifying ages ranging from 50 to 65.

Many of these discounts are not published or advertised, so you must ask for them. Please print or save this link for future reference, and if you have any corrections or additons, please email: roberta@sandiegopreviews.com–Roberta Murphy

RESTAURANTS:
Applebee’s: 15% off with Golden Apple Card (60+)
Arby’s: 10% off ( 55 +)
Ben & Jerry’s: 10% off (60+)
Bennigan’s: discount varies by location (60+)
Bob’s Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Chick-Fil-A: 10% off or free small drink or coffee ( 55+)
Chili’s: 10% off ( 55+)
CiCi’s Pizza: 10% off (60+)
Denny’s: 10% off, 20% off for AARP members ( 55 +)
Dunkin’ Donuts: 10% off or free coffee ( 55+)
Einstein’s Bagels: 10% off baker’s dozen of bagels (60+)
Fuddrucker’s: 10% off any senior platter ( 55+)
Gatti’s Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee’s: $0.33 beverages everyday (65+)
IHOP: 10% off ( 55+)
Jack in the Box: up to 20% off ( 55+)
KFC: free small drink with any meal ( 55+)
Krispy Kreme: 10% off ( 50+)
Long John Silver’s: various discounts at locations ( 55+)
McDonald’s: discounts on coffee everyday ( 55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoney’s: 10% off
Sonic: 10% off or free beverage (60+)
Steak ‘n Shake: 10% off every Monday & Tuesday ( 50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (62+)
Taco Bell : 5% off; free beverages for seniors (65+)
TCBY: 10% off ( 55+)
Tea Room Cafe: 10% off ( 50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy’s: 10% off ( 55 +)
Whataburger: 10% off (62+)
White Castle: 10% off (62+) This is for me … if I ever see one again.RETAIL & APPAREL :
Banana Republic: 30% off ( 50 +)
Bealls: 20% off first Tuesday of each month ( 50 +)
Belk’s: 15% off first Tuesday of every month ( 55 +)
Big Lots: 30% off
Bon-Ton Department Stores: 15% off on senior discount days ( 55 +)
C.J. Banks: 10% off every Wednesday (50+)
Clarks : 10% off (62+)
Dress Barn: 20% off ( 55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 40% off (Wednesdays only) ( 50+)
Kohl’s: 15% off (60+)Modell’s Sporting Goods: 30% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday ( 55+)
The Salvation Army Thrift Stores: up to 50% off ( 55+)
Stein Mart: 20% off red dot/clearance items first Monday of every month ( 55 +)GROCERY :
Albertson’s: 10% off first Wednesday of each month ( 55 +)
American Discount Stores: 10% off every Monday ( 50 +)
Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 60% off every Monday (60+)
Fry’s Supermarket: free Fry’s VIP Club Membership & 10% off every Monday ( 55 +)
Great Valu Food Store: 5% off every Tuesday (60+)
Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday ( 50 +)
Publix: 15% off every Wednesday ( 55 +)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppe’s Marketplace: 15% off (62+)TRAVEL :
Airlines:
Alaska Airlines: 50% off (65+)
American Airlines: various discounts for 50% off non-peak periods (Tuesdays – Thursdays) (62+)and up (call before booking for discount)
Continental Airlines: no initiation fee for Continental Presidents Club & special fares for select destinations
Southwest Airlines: various discounts for ages 65 and up (call before booking for discount)
United Airlines: various discounts for ages 65 and up (call before booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before booking for discount)
Rail:
Amtrak: 15% off (62+)
Bus:
Greyhound: 15% off (62+)
Trailways Transportation System: various discounts for ages 50+Car Rental:
Alamo Car Rental: up to 25% off for AARP members
Avis: up to 25% off for AARP members
Budget Rental Cars: 40% off; up to 50% off for AARP members ( 50+)
Dollar Rent-A-Car: 10% off ( 50+) Enterprise Rent-A-Car: 5% off for AARP members Hertz: up to 25% off for AARP members
National Rent-A-Car: up to 30% off for AARP membersOvernight Accommodations:
Holiday Inn: 20-40% off depending on location (62+)
Best Western: 40% off (55+)
Cambria Suites: 20%-30% off (60+)
Waldorf Astoria – NYC $5,000 off nightly rate for Presidential Suite (55 +)
Clarion Motels: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Econo Lodge: 40% off (60+)
Hampton Inns & Suites: 40% off when booked 72 hours in advance
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Traveler’s Discount (50+); 20%-30% off (60+)
Marriott Hotels: 25% off (62+)
Motel 6: Stay Free Sunday nights (60+)
Myrtle Beach Resort: 30% off ( 55 +)
Quality Inn: 40%-50% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 40% off (60+)

ACTIVITIES & ENTERTAINMENT :
AMC Theaters: up to 30% off ( 55 +)
Bally Total Fitness: $100 off memberships (62+)
Busch Gardens Tampa, FL: $13 off one-day tickets ( 50 +)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
Massage Envy – NYC 20% off all “Happy Endings” (62 +)
U.S. National Parks: $10 lifetime pass; 50% off additional services including camping (62+)
Regal Cinemas: 50% off Ripley’s Believe it or Not: @ off one-day ticket ( 55 +)
SeaWorld, Orlando , FL : $3 off one-day tickets ( 50 +)

CELL PHONE DISCOUNTS :
AT&T: Special Senior Nation 200 Plan $19.99/month (65+)
Jitterbug: $10/month cell phone service ( 50 +)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

MISCELLANEOUS:
Great Clips: $8 off hair cuts (60+)
Supercuts: $8 off haircuts (60+)

 

 

 

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Kinkos: The Ultimate Business Luxury https://www.luxuryhomedigest.com/2008/02/14/san-diego-kinkos/ https://www.luxuryhomedigest.com/2008/02/14/san-diego-kinkos/#comments Fri, 15 Feb 2008 01:17:55 +0000 http://luxuryhomedigest.com/2008/02/14/kinko%e2%80%99s-the-ultimate-business-luxury/ This past week, I have been attending Mike Ferrys Real Estate Productivity School in San Diego but played hooky today to meet with Pat Kitano, who thinks outside a totally different real estate box. But that is a blog for another time. Pat Kitano has just reported some juicy news that should cause luxury readers to jump with bridled glee: It is now cheaper to have Kinkos copy, collate and...

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This past week, I have been attending Mike Ferrys Real Estate Productivity School in San Diego but played hooky today to meet with Pat Kitano, who thinks outside a totally different real estate box.

But that is a blog for another time.

Pat Kitano has just reported some juicy news that should cause luxury readers to jump with bridled glee:

It is now cheaper to have Kinkos copy, collate and staple ones garden club or horse show announcements (.08) than to do the job by ones self (.49).

Lets keep it a secret, but we thinks soknik might have been calculating things backwards.

God catch, Wizard Kitano!

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