Federal Reserve Archives - Luxury Home Digest https://www.luxuryhomedigest.com/tag/federal-reserve/ Luxury Homes, Lifestyle and Travel Fri, 07 Nov 2025 16:53:36 +0000 en-US hourly 1 Snapshot: Florida Real Estate Optimism Hits Post-Rate Cut https://www.luxuryhomedigest.com/2025/10/23/florida-real-estate-optimism-hits-post-rate-cut/ https://www.luxuryhomedigest.com/2025/10/23/florida-real-estate-optimism-hits-post-rate-cut/#respond Thu, 23 Oct 2025 11:00:00 +0000 https://www.luxuryhomedigest.com/2025/10/23/florida-real-estate-optimism-hits-post-rate-cut/ Real estate–at least in Florida coastal markets,  could start booming before too long.. Fed rate cut by 0.25%, the first since December, 2024; markets expect up to two more cuts this year. Refinancing demand surged almost 60%, showing homeowners quickly chasing lower borrowing costs. Historically, one-point mortgage rate drop can lift home sales 6–15%, potentially adding 500,000 to annual sales. Luxury homes see 80–85% cash buyers, yet rate cuts still...

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Real estate–at least in Florida coastal markets,  could start booming before too long.. Fed rate cut by 0.25%, the first since December, 2024; markets expect up to two more cuts this year. Refinancing demand surged almost 60%, showing homeowners quickly chasing lower borrowing costs.

Historically, one-point mortgage rate drop can lift home sales 6–15%, potentially adding 500,000 to annual sales.
Luxury homes see 80–85% cash buyers, yet rate cuts still improve overall market optimism.
Experts eye rates starting with “5” as a tipping point to reignite Florida housing.

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The Luxury of Losses https://www.luxuryhomedigest.com/2013/06/11/the-luxury-of-losses/ https://www.luxuryhomedigest.com/2013/06/11/the-luxury-of-losses/#respond Tue, 11 Jun 2013 01:40:46 +0000 http://www.luxuryhomedigest.com/?p=1242 Losses…. I’ll be the first to admit that I’m a loser when it comes to sunglasses, pens and keys. Call it distraction, absent-mindedness–or as my ex-husband and shrink used to say, “non-thinking beahvior patterns.” These are losses I’ve come to endure–sorta. But I’m the one who pays–in time lost searching and sometimes with money. But what about our government? I understand “they” operate on a grander scale and that some...

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Losses….

Losses and ConflusionI’ll be the first to admit that I’m a loser when it comes to sunglasses, pens and keys. Call it distraction, absent-mindedness–or as my ex-husband and shrink used to say, “non-thinking beahvior patterns.” These are losses I’ve come to endure–sorta. But I’m the one who pays–in time lost searching and sometimes with money.

But what about our government? I understand “they” operate on a grander scale and that some taxpayer losses might follow–either through ineptness, greed or absolute care-lessness. Think IRS parties, Solyndra and other betrayals of the taxpayer. But a WTF jaw-dropper happened on this end of your screen when I saw this confession that the Federal Reserve had somehow misplaced something like…9 TRILLION dollars.

Am still digesting this–and wondering what I am missing? Dare we venture a guess?

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