Real estate–at least in Florida coastal markets,  could start booming before too long.. Fed rate cut by 0.25%, the first since December, 2024; markets expect up to two more cuts this year. Refinancing demand surged almost 60%, showing homeowners quickly chasing lower borrowing costs.

Historically, one-point mortgage rate drop can lift home sales 6–15%, potentially adding 500,000 to annual sales.
Luxury homes see 80–85% cash buyers, yet rate cuts still improve overall market optimism.
Experts eye rates starting with “5” as a tipping point to reignite Florida housing.