Whether you own a crumbling, century-old Victorian, in need of a complete overhaul or an 80s-era gem, that needs a new kitchen, most homes can benefit from a bit of home improvement. All at once or a little at a time, this article will show you how to keep costs down and get the home you desire.

Be sure to consider the type of material you plan to use before building an addition to your home. Using wood may increase your insurance premiums because of the added risk of fire. Steel and concrete are more durable and fire-resistant, so choosing one of these options can help keep your annual insurance premiums low.

If you must patch small cracks on your roof, using aluminum tape could do the job. Aluminum tape requires application to a surface that is clean once you’ve removed the backing. It will act as a waterproof surface …